Tools

FMD has compiled a selection of reliable online resources to help clients stay informed on tax, financial, and business topics. Explore the links below.




Financial

Savings bond calculator & information

  • Information on T-bills, notes, savings bonds, and other special securities.

Loans for Education

  • FinAid was established as a public service. This site has collection of information about student financial aid on the web. Access to FinAid is free for all users and there is no charge to link to the site.

Federal Student Aid for Education

  • Guide to applying for a Free Application for Federal Student Aid provides eligibility requirements and guidelines for those applying for federal student loans and aid.

Free Credit Report

  • Actual free credit report site as authorized by Federal law.

Social Security Benefit Calculator Information

  • Find out what benefits you may be eligible for through Social Security.



Tax

2025-2026 Tax Planning Guide

Check IRS Refund Status

  • Track your tax return through the IRS website.

Income Tax Refund Status for Michigan

Charity Organizations Information

  • Charity Navigator, independent charity evaluator, evaluating the financial health of America’s largest charities.

List of Charities & Non-Profits Org

  • Search for Charities, Online Version of Publication 78 of the IRS

Per Diem Rates

  • Rates are set by fiscal year, effective October 1 each year. Find current rates in the continental United States ("CONUS Rates") by searching to calculate trip allowances.

IRS Withholding Calculator

  • If you are an employee, the Withholding Calculator can help you determine whether you need to give your employer a new Form W-4, Employee's Withholding Allowance Certificate to avoid having too much or too little Federal income tax withheld from your pay. You can use your results from the calculator to help fill out the form.


Records

Record Retention Recommendations

Keep in mind, this information is provided as a general guideline only. If you have questions about destroying any tax or accounting records, please contact a FMD professional team member.